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Dental Discount Insurance - Why Internet Searches Has Such Frustrating Outcome
Every month, there are thousands of searches for the phrase 'dental discount insurance' - and this short article provides the answer to the question that follows those searches. The question is, "Why can't I find any?"
What occurs here is a typical combination of words. Dental coverage plan really falls into two groups - you can find dental discount plans, and dental insurance - but at this point in time, there is no such thing as dental discount insurance.
Anyway, this error is completely understandable. After all, there are numerous forms of insurance plan that do offer discounts, on certain conditions. You may get a discount on your health insurance if you don't smoke, or your car insurance on condition that your driving record is clean. But you're not going to find a provider that decreases your dental coverage for having a history of good check-ups, or for daily flossing.
One more cause of this misunderstanding is the way the word 'discount' is implemented in dental clinics. As in, "After your insurance pays, your final bill is discounted to $190.00". They will use the word 'discounted' in place of the term 'reduced'.
I need to admit that when I discovered this fact, it puzzled me at first - it looked sort of deceiving!. Then I understood that each industry reinvents terms and has its own lingo, and that this was the problem here.
So now we're left with the actual question - do we have any hopes for dental discount insurance plans in the future? The only answer at this point is, that it has been pointed out in conferences regarding the recent health care changes.
I intend to address this in another article. As for now, the only place the term 'discount' is applied is with dental discount plans - but not with insurance, yet.
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